OC KHCTF tonight! Hinman on Mortgage Meltdown

Howard HinmanKarl Hess Community
Technology Forum

On the scariest Fifth Monday in a Month
Houses remain haunted by financial ruin

October 31, 2011

Pre-meeting: 6:00 p.m.
Dinner 7:00 p.m.
Announcements: 7:45 p.m. J. Kent Hastings, Master of Ceremonies
Presentation: 8:00 p.m. Howard Hinman:
“The Secrets of MERS & the Massive Mortgage Meltdown.”

Questions: 8:45 p.m. Q&A via written cards for at least the first round of questions.
Close by 9:30 p.m.

Location: Asian Buffet (Oriental buffet)
23552 El Toro Rd., Lake Forest, CA 92630
At Raymond, behind a bank, near the public (gov’t) library branch.

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Tel: (949) 206-9988 – Fax: (949) 206-9098

J. Kent Hastings of the Kingdom of Nye, (County in Nevada, town of Pahrump), will serve as the Master of Ceremonies for the event and will offer a Toast to the evening’s festivities.


The topic for this month is a little known (outside of real estate and mortgage banking circles) system alleged to have exacerbated the real estate value crash of a few years ago, the effects which still reverberate through the economy.

Meant to facilitate the assignment and hypothecation of mortgages- a financial tool- it has instead worsened the foreclosure crisis, because its badly flawed implementation has prevented bad paper from clearing the market.

From Howard’s masterful thesis:


The Secrets of MERS: A Fiasco Unfolds– Or what you do not know can hurt you and many other people badly!
In other words: Welcome to the Massive Mortgage Meltdown.

It is more than just the blue-gray and weatherworn house in Denmark, Maine. As the summer of 2011 becomes the winter of 2012 the secrets – whether they involve widespread incompetence, fraud or even worse – perhaps the deliberate crashing of the American economy – regarding MERS (“Mortgage Electronic Registration Systems”, abbreviated “MERS”) – and its effects – are becoming apparent around the world.

Look at this incredible quote:

“’The whole financial system is becoming a lot less transparent,’ says Hernando de Soto, a Peruvian economist who has written on the importance of well-defined property rights. ‘You can’t size up risk anymore.’”

Being able to reasonably assess risk is at the essence of practical investment. The inability to accomplish this is a prime cause of the current stagnation. Howard will proffer his analysis as to the why and wherefore. As usual, the answer to the question qui bono very often informs the answer to the question quare (why).

Please join us for an evening of relevance and revelation. Howard will help us to understand the reasons for MERS, how this system operates, and the disturbing implications of its government “mixed economy” interference in the markets.


Howard has addressed Libertarian clubs on many occasions, chiefly on economic and financial topics. He is a Mortgage Fraud Professional, the Presider of the International Property Title Alliance, and Chief Financial Officer, Senior Legal Researcher and Director of Communications of the California Legal Rights Fund, Inc. He also hosts the Karl Hess Community Technology Forum, an independent supperclub in Orange County devoted primarily to the topic of appropriate technology.

Howard is a graduate of California State University at Fullerton College of Business and Economics with a degree in Business Administration. Among his many associations and achievements, Howard is a member of Toastmasters International since 1983, and is a Distinguished Toastmaster. Howard resides in Orange County. Join him on Facebook and LinkedIn.

For the first round of questions, audience members are asked to submit their questions in writing to the Master of Ceremonies, so that they may be presented to the speaker most effectively.

Cost is dinner (approximately 15.00 FRNS) plus a 5.00 room charge per attendee. (Cash only for the room charge please.) MasterCard and Visa accepted by the restaurant. Beer and wine available at an additional charge.

Good food. Some vegetarian dishes available.

For this meeting, leave a reservation message with the subject “OC KHCTF” on the web at http://permakent.com/contact/ or email: permakent@gmail.com

If you have additional questions contact Kent Hastings toll free at 1.877.867-8209 or leave a voice mail message.

Future dinner talks at the Karl Hess Community Technology Forum are still to be determined. We will keep you posted.

Resilient Community Foundation is a nonprofit organization. Its mission is to support a resilient community, including respect for personal rights and responsibilities.

For information about this event (other than reservations) and/or future events, please contact Howard Hinman, Director of Communications, Chief Financial Officer and Senior Legal Researcher, at (714) 244-2291. His email is: Howardhinman1234@yahoo.com.

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